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The DEBTonator:
(Chapter 7) |
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Description: |
This
is our powerful, traditional Chapter
7 bankruptcy program. |
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No
monthly Payment: |
What
you pay "up-front" to get started,
is all you pay. |
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Fast Relief: |
The
sooner you get stared, the sooner
your creditors are put under
control. Get started and it's "No
more calls, no more letters, no more
lawsuits, no more harassment". And
for unsecured, dischargable debts,
this protection is permanent.
The sooner you get started, the
sooner you get relief. |
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Debts Discharged: |
Discharged means gone, forgiven,
erased. If you qualify, you can be
totally and permanently FREE
from all your credit cards, medical
bills, personal loans & other
unsecured, dischargeable debt. |
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Fast Fresh Start: |
The
DEBTonator is the fastest
way to "explode" your way out of
these debts. In most cases, it's
over and done with in less than 4
months after you file. |
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Fast New Credit: |
Getting out of debt is always the 1st
step in re-building new credit. The
faster you get out of debt, the
faster you can get your credit
re-built. |
Qualifications:
|
You
must fully qualify for relief under
Chapter 7 of the U.S. Bankruptcy
Code. |
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The DEBT-Buster:
($99/month):
|
|
Description: |
This
is a NEW "special" type of Chapter
13 plan made possible by that new
bankruptcy law. The DEBT
Buster is designed to get
you the same relief you could get by
filing Chapter 7, but with much less
money required "up-front".
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Low
Downpayment: |
You
pay less than $400 "up-front" to get
started. |
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Low
Monthly Payment: |
Then, you pay around $99 per
month. |
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Fast Fresh Start: |
The
DEBT Buster is a fast way
to "bust free" of these debts in
about 36 months after you
get started. |
|
Fast Relief: |
Same
as with the DEBTonator. |
|
Debts Discharged: |
Same
debts discharged as with the
DEBTonator, program. |
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More Debts Discharged: |
With
the DEBT Buster, you
get the "Super Discharge", because
it also discharges: (1) Divorce
obligations, other than alimony and
child support, and (2) Loans taken
out to pay taxes. |
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No
Reaffirmation Agreements: |
With
the DEBT Buster, you
completely avoid the mess, risk and
extra cost of dealing with
agreements in order to keep your
vehicles on which you owe money. |
Qualifications:
|
• You
must fully qualify for relief under
Chapter 7 of the
Bankruptcy Code.
• You must have not more than
$1,300 in "priority" debts.
● You must have enough steady,
dependable income to pay all
your normal monthly living
expenses, plus about $99 per month
DEBT Buster payment.
• You must pay the $99 per month by
payroll deduction
(not required, if not possible,
Ex. social security recipient .) |
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|
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The
DEBT-Survivor:
(Chapter 13) |
|
Description: |
Our
powerful, traditional Chapter 13
bankruptcy program. |
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Low
Downpayment: |
In
most cases, you can get started for
less than a traditional Chapter 7
up-front fees. This varies,
depending upon the risk and
complexity of the situation |
|
Fast Relief: |
Same
as DEBT Buster
program. |
|
Powerful Extra Relief: |
Can
stop and "defuse" home foreclosures
and vehicle repossessions. Plus, buy
36 to 60 months to catch-up on home
and vehicle delinquencies. |
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Fast Fresh Start: |
You
can dig your way out of unsecured
debt in 36 to 60 months. |
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More Debts Discharged: |
Same
debts as the DEBT Buster
program. |
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No
Reaffirmation Agreements: |
Same
as with the DEBT Buster
program. |
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Lower Interest Rates/Longer Payout
Period: |
In
many cases, get more affordable car
or truck payments with lower
interest rates and a longer
payout period. |
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"Cram-Down" Advantage: |
For
cars and trucks purchased more than
2 1/2 years ago, is you car or truck
worth less than what is owed? If so,
save money and get even more
affordable payments by paying only
what the vehicle is worth, not what
is owed. |
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Student Loans: |
Give
yourself a chance to get on your
feet by putting student loans under
control for 36 to 60 months. |
|
Qualifications: |
You
must fully qualify for relief under
Chapter 13 of the U.S. Bankruptcy
Code. |
