Lee County Garnishment Lawyers
The garnishment lawyers in Lee County, Mississippi at The Law Office of Denvil F. Crowe may be able to help you avoid wage garnishment and protect your rights if you have fallen behind on loan payments, child support, or alimony. Creditors cannot typically garnish your wages until they have won a lawsuit in court. Usually, nonpayment of a debt has gone on from some time and you have been receiving calls and letters for some before garnishment begins. If you have fallen behind on debts and other financial obligations, don’t wait until you have been sued to act. You may be able to avoid wage garnishment by either filing for bankruptcy, negotiating with lenders, or seeking modifications for alimony or child support if your situation has substantially changed due to a lost job, disability, or reduced income through no fault of your own.
Debts that can be subject to wage garnishment can include:
- Alimony Payments
- Child Support Payments
- Federal Student Loans
- Unpaid Taxes
- Court Judgements for Unpaid Debts
The important thing to keep in mind is that there are limits on how much money can be garnished from your wages. A creditor can’t garnish your whole paycheck. Under Mississippi law, creditors can only take up to 25% of your disposable income or your disposable earnings that exceed 30 times the federal minimum wage.
A debtor can’t just garnish your wages right after you miss a payment. For most types of debts, a creditor must win a lawsuit against you in court. If the creditor wins the lawsuit, then they must let your employer know that you are subject to wage garnishment. Your employer will withhold the permitted amount and give it to your creditor.
A garnishment lawyer in Lee County, Mississippi at The Law Office of Denvil F. Crowe may be able to protect you from wage garnishment. Our attorneys can review the steps creditors took when they garnished your wages. There are also certain exemptions that must be honored during the wage garnishment process. A garnishment lawyer in Lee County, Mississippi at The Law Office of Denvil F. Crowe can help you identify exemptions you may be entitled to take or may even be able to help you fight the garnishment.
CALL US TODAY FOR A FREE INITIAL CONSULTATION 800-429-4357
Can I Be Fired for Wage Garnishment?
Wage garnishment can be challenging for your company’s accounting and payroll departments. Not only must they deduct federal and local taxes, but they must now pay two different entities: you, and your creditor. If you only have one wage garnishment, you cannot be legally fired, but if you are facing wage garnishment from more than one creditor, you could potentially lose your job, especially if your employer doesn’t want to deal with the hassle. The garnishment lawyer in Lee County, Mississippi at The Law Office of Denvil F. Crowe may be able to help you avoid garnishment, especially if you already have one wage garnishment and are facing a second. When your reputation at work, or even your job, might be on the line, you need a wage garnishment attorney in Lee County, Mississippi at The Law Office of Denvil F. Crowe on your side.
What are My Rights Regarding Wage Garnishment?
If you are facing wage garnishment, you have rights. You may be able to exempt certain wages from garnishment. Your options to prevent the garnishment will depend on the kind of debt being collected. In some cases, you might be able to negotiate with debt collectors or creditors. For example, if you are facing garnishment because you fell behind on a federal student loan, you may be able to work with your lender to access federally backed repayment options that can reduce your monthly bill. Filing for bankruptcy may be able to stop a lawsuit in its tracks. You also may be able to negotiate with creditors to work out a repayment plan, especially if negotiation helps your creditors avoid a time-consuming and costly lawsuit.
The garnishment lawyers in Lee County, Mississippi at The Law Office of Denvil F. Crowe can review your unique situation and help you take the next steps to protect your rights, your reputation, and your credit. If you are facing wage garnishment, time is of the essence. Reach out to the garnishment lawyer in Lee County, Mississippi at The Law Office of Denvil F. Crowe today.
CALL US TODAY FOR A FREE INITIAL CONSULTATION 800-429-4357
How Can I Contact a Wage Garnishment Attorney in Lee County, Mississippi?
The garnishment attorney in Lee County, Mississippi at The Law Office of Denvil F. Crowe can be reached by calling 662-844-7949. We are here to learn more about your situation and offer guidance on the next steps. You may only have a limited time to prevent a lawsuit from becoming a wage garnishment order. Ignoring a lawsuit could result in a default judgement (meaning you automatically lose). Don’t ignore the letters and the calls. Contact the garnishment lawyers in Lee County, Mississippi at The Law Office of Denvil F. Crowe today. We can help you take steps to protect your rights and your paycheck. You may be able to file for bankruptcy, negotiate with your creditor, or take other steps, if you are facing garnishment. Contact the garnishment attorneys in Lee County, MS at The Law Office of Denvil F. Crowe to learn more.
